Rizultpay powered by Worldpay - Get Started

Here is a quick guide to help you get up and running with the 'Worldpay payment gateway'

How to integrate a payment gateway into your website

Learn about payment gateways, how they function and how they can be integrated into

e-commerce websites.

What are payment gateways?

Payment gateways are the online equivalent of physical card readers at checkout. They securely authorize and process electronic payments for e-commerce businesses, supporting various methods like credit cards, digital wallets, and bank transfers. In addition to secure transactions, they streamline checkout, boost customer trust, and increase conversion rates.

How does a payment gateway work?

Payment gateways ensure fast, secure online checkouts through these key steps:

  1. Checkout: Customers enter payment details on a secure, hosted payment page managed by the gateway.
  2. Encryption & Transmission: The gateway encrypts sensitive data and sends it to the payment processor.
  3. Processing: The processor verifies the info with the customer’s bank or card issuer.
  4. Authorization: The bank/card issuer approves or declines the transaction, relaying the result back to the site.
  5. Response & Update: The gateway notifies your store of the result; approved payments trigger order fulfillment.
  6. Settlement: Funds are transferred from the customer’s bank to your merchant account.


Types of payment gateways

There are two main types of payment gateways: integrated and hosted, each with unique benefits.

Integrated gateways process payments directly on your site using APIs, offering faster checkouts but requiring strong security measures.

Hosted gateways redirect users to a third-party platform to complete payments. Though slightly slower, they’re easier to set up and maintain.

Fixed Pay-As-You-Go Bundled Pricing (UK&ROI)

Per Transaction Rate

UK

âś“   Domestic 1.3% + 20p
âś“   International* 1.3% + 20p
âś“   Commercial 2.9% + 20p
âś“   AMEX 2.9% + 20p

ROI

âś“    Domestic 1.3% + 20c
âś“    International* 1.3% + 20c
âś“    Commercial 2.9% + 20c
âś“    AMEX 2.9% + 20c

Safer Payments

UK

  • Monthly Programme Fee: £5.00 per company
  • Verbal Assessment fee: £20.00 (telephone)
  • Compliance IP Scan: £35.00 if requirement is identified during certification
  • PCI-DSS Non-Compliance Fee: No charge for 60 days after initial comms; then £15.00 monthly non­compliance fee
  • Safer Payments Plus service: £12.50 per month
    (optional service)

ROI

  • Monthly Programme Fee: €6.00 per company
  • Verbal Assessment fee: €24.00 (telephone)2
  • Compliance IP Scan: €40.00 if requirement is identified during certification
  • PCI-DSS Non-Compliance Fee: No charge for 60 days after initial comms; then €17.50 monthly non­compliance fee
  • Safer Payments Plus service: €15.00 per month
    (optional service)

Included at no additional cost

(Bundle)

Both UK and ROI

3DS (Basic)


Dashboard Premium with Virtual Terminal


Tokenisation

Both UK and ROI

FraudSight


Pay-By-Link


Setup Fee & Live Support Fee

*Fair Use Policy applies - if international turnover is greater than 25% of CTO, then merchants could be assessed an additional 1%

Setting up Worldpay eCommerce

Follow the steps below

  • 1. Application is being processed

    We will carry out a few checks before you get started. If you hear nothing from us, please contact your sales representative.


    If you don't have a sales representative, please fill in the Merchant Application Form below.

  • 2. Set up Your Worldpay Dashboard account

    In the meantime, you will receive emails outlining how to log in to Worldpay Dashboard. You can track the status of your application, use virtual terminal, review your transaction history and monthly invoices, manage disputes and chargebacks and access support articles. You will need to access Worldpay Dashboard to set up other items such as mobile wallets.

  • 3. Try your integration

    Through Worldpay Dashboard you can use Try Mode to simulate Virtual Terminal and Pay By Link transactions. You can also generate Try API credentials to test the integration with your website.


    You can also create additional Dashboard users for your developers or Virtual Terminal users.

  • 4. Complete your website integration

    You will need to connect your website to our Worldpay eCommerce solution. Access the Developer Documentation (or via Worldpay Dashboard) and plugin guide to guide you through the technical steps. Please share this guide with the web developers that are helping you complete your integration.


    Check that your website is compliant with our guidelines. You can find a list of compliance rules in the Customer Operating Instructions.

  • 5. Switch to go live

    You will receive an email when you are approved for live transactions. Please use the Worldpay Dashboard to generate the live API credentials. Then switch to using the live credentials from the test ones. You will then be ready to accept online payments from your customers.

  • 6. Receive settled funds

    Once all application checks are complete, you will be notified that funds will be credited to your settlement bank account for all transactions you have processed to date. You can view all your transactions from Worldpay Dashboard.


    If you need any help, you can:


        Call our help desk at 0330 333 1233

        Raise a query via ‘Technical help and support’ section from Worldpay Dashboard

        Use Live Chat from your Worldpay Dashboard